Banking events → Ledger entries

Every cent,
in its place.

Bean Counter consumes your banking API events in real time and organises them into clean ledger entries — giving you structured budgets, precise expense tracking, and EOFY reports that actually make sense.

Request Access See how it works
∞
Transactions
1
Ledger
30 Jun
Always ready
General Ledger — FY 2025–26 Live
Date Description Dr Cr
01 Jul Opening balance — 12,450.00
03 Jul Rent — July 2,800.00 —
05 Jul Payroll received — 8,200.00
08 Jul AWS invoice 340.00 —
11 Jul Xero subscription 79.00 —
15 Jul Client payment — 5,500.00
Running balance $22,931.00
·Bank Events ·Ledger Entries ·Expense Tracking ·Budgets ·EOFY Reports ·Cash Flow ·Reconciliation ·Categorisation ·Real-time Sync ·Bank Events ·Ledger Entries ·Expense Tracking ·Budgets ·EOFY Reports ·Cash Flow ·Reconciliation ·Categorisation ·Real-time Sync ·Bank Events ·Ledger Entries ·Expense Tracking ·Budgets ·EOFY Reports ·Cash Flow ·Reconciliation ·Categorisation ·Real-time Sync
Process

From bank feed
to balance sheet

Connect once. Every transaction that moves through your accounts is automatically captured, categorised, and entered into your ledger — no manual data entry required.

01
Connect your bank
Authorise read-only access to your banking API. Bean Counter streams events as they happen — payments, receipts, transfers.
02
Events become entries
Each event is parsed, categorised, and recorded as a double-entry ledger transaction with the correct debit and credit accounts.
03
Budgets stay current
Your budget dashboards update in real time. See exactly where you are against plan without waiting for month-end.
04
EOFY, done early
Because every transaction is already categorised and reconciled, your year-end reports are ready when you need them — not after frantic catch-up.
🏦
Source
Banking API event stream
↓ parse & enrich
⚖
Transform
Double-entry ledger record
↓ categorise
📂
Organise
Chart of accounts mapping
↓ aggregate
📊
Report
Budgets, P&L, EOFY summary
Live event sample
{
  "type": "transaction.created",
  "amount": -340.00,
  "merchant": "Amazon Web Services",
  "category": "Software & Cloud",
  "ledger_entry": "auto-created ✓"
}
Features

Built for people who care
about their numbers

Dr / Cr
Proper double-entry bookkeeping
Every transaction is recorded with matching debits and credits. No fudged figures, no single-entry shortcuts — the ledger always balances.
∑
Real-time budget tracking
Budget lines update the moment a transaction clears. See actuals vs. plan across every category without waiting for your accountant.
⌘
Smart categorisation
Bank event metadata is matched against your chart of accounts automatically. Rules you set once apply to every future transaction.
→
Event-driven architecture
Built around your banking API's webhook stream. Transactions appear in your ledger seconds after they post — not days.
≡
Reconciliation built in
Bank feed and ledger entries are matched automatically. Unreconciled items surface immediately so nothing slips through.
30/6
EOFY preparation
Because your books are current year-round, generating EOFY reports is a single action — not a weeks-long scramble in July.
End of Financial Year

No more
June scramble

When your books are current all year, the 30th of June is just another day. Bean Counter keeps your ledger reconciled and categorised continuously so your accountant gets clean data — not a shoebox of receipts.

✓
All transactions categorised Every bank event mapped to the correct account automatically throughout the year.
✓
Ledger fully reconciled Bank balance matches ledger balance, continuously, with no manual reconciliation sprints.
✓
P&L and balance sheet ready Year-end reports generated on demand — accurate to the last transaction.
✓
Expense reports for your accountant Export clean, categorised expense data in the format your accountant prefers.
30 Jun
End of Financial Year · Australia

Most businesses spend the first weeks of July frantically catching up on months of unrecorded transactions.

With Bean Counter, your books close on the 30th already balanced. Your FY report is generated in seconds, not weeks.

Get started before EOFY

Your books,
always balanced.

Connect your banking API once. Let Bean Counter handle the ledger, the budgets, and the year-end reports — so you can focus on the work that actually matters.

Request Early Access